Checking

Regular Checking

A full service checking account, service charges based on account activity & balances maintained

• Free Debit or ATM Card
• Telephone Banking With Real People
• Telephone Transfers
• Unlimited check writing
• Imaged checks with monthly detailed statement
• $50.00 minimum to open
• $2.00 monthly maintenance fee
• $.13 per ledger entry & transaction item deposited
• $.25 per $100 average balance to offset calculated service charges

Club Checking

A complete package of banking services is yours with a low monthly fee

• $50.00 minimum to open
• $10.00 monthly maintenance fee
• No minimum balance
• Free ATM or debit card
• Telephone Banking With Real People
• Telephone Transfers
• Free personalized State Bank Club Checks
• Free traveler's checks & money orders
• Free 3" X 5" Safe Deposit Box for first year

Seniors Checking

For customers 55 and over

• Free Debit or ATM Card
• Telephone Banking With Real People
• Telephone Transfers
• Unlimited check writing
• Imaged checks with monthly detailed statement
• No monthly service charge

Free Checking

A basic package of checking services with no monthly fee

• $100 minimum to open
• No minimum balance required
• No monthly service charge
• Unlimited check writing
• Monthly detailed statement
• Free Debit or ATM Card (upon approval)
• Telephone Banking With Real People
• Telephone Transfers

Now Checking

Be rewarded for your deposit relationship with us and earn interest on your checking funds

• Telephone Banking With Real People
• Telephone Transfers
• $2,500.00 balance and higher - no service charge, unlimited checks
• $1,000 - $2,499.99 - $.25 per check over 15
• $0 - $999.99 - $5.00 plus $.25 per check over 15
• Interest calculated on daily collected balance*

*Rates on these accounts are discretionary and are subject to change at any time. Please check lobby posting or call us for current rates.

Business Checking

For all your business checking needs

• Telephone Banking With Real People
• Telephone Transfers
• $50.00 minimum to open
• $3.00 monthly maintenance fee
• $.13 per ledger entry & transaction item deposited
• $.25 credit for each $100 average balance for month

Money Market Account

An account that pays interest and allows access by check

• $1,000.00 minimum to open
• Balance below $1,000.00 no interest paid
• $10.00 fee on withdrawals exceeding regulatory limits
• Interest calculated on daily collected balance*

*Rates on these accounts are discretionary and are subject to change at any time. Please check lobby posting or call us for current rates.

USA Patriot Act

Important information about Procedures for Opening a New Account: To help the government fight the Funding of terrorism and money laundering, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, social security number, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Additionally, if you are opening a business account, we will ask for documents that verify the business ownership.