Savings and CDs

Youth Savings

An account that encourages children up to 18 years of age to save money

• Interest compounded and paid quarterly*
• $25.00 minimum to open
• Withdrawals $1.00 each over 3 per quarter
• No interest paid on balances under $25.00

Regular Savings

An easy & simplified way to save and earn interest

• Interest compounded and paid quarterly*
• $100.00 minimum to open
• Withdrawals $1.00 each over 3 per quarter
• No interest paid on balances under $100.00

Money Market Account

An account that pays interest and allows access by check

• $1,000.00 minimum to open
• Balance below $1,000.00 no interest paid
• $10.00 fee on withdrawals exceeding regulatory limits
• Interest calculated on daily collected balance*

*Rates on these accounts are discretionary and are subject to change at any time. Please check lobby posting or call us for current rates.

Certificates of Deposit

Short & long term accounts for investments

• Various maturities to meet your needs
• Maturities available from 7 days to 5 years
• Interest may be added back to the CD at maturity or quarterly, semi annually or annually depending on the term
• Interest may be paid by check or direct deposit into existing accounts at maturity or monthly, quarterly, semi annually or annually, depending on the term
• Automatically renewable option
• $500.00 minimum to open
• Early withdrawal penalties may apply

USA Patriot Act

Important information about Procedures for Opening a New Account: To help the government fight the Funding of terrorism and money laundering, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, social security number, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Additionally, if you are opening a business account, we will ask for documents that verify the business ownership.